--- title: Resources description: Resources are available for consumers who wish to know their rights as the responsible party to an outstanding debt. AWA proudly complies with all agencies image: https://adlerwallach.com/hubfs/Know-My-Debt-Logo-white%20background.jpg --- [Skip to content](https://adlerwallach.com/resources#main-content) [![AWA Logo_white rounded background](https://adlerwallach.com/hubfs/AWA%20Logo_white%20rounded%20background.png)](https://adlerwallach.com?hsLang=en) - info@payawa.com - **Text Us 251-220-9023** - [About Us](https://adlerwallach.com/awa-philosophy) - [Make a Payment](https://payawa.com) - [Client Access](https://awa.interprose.com/login.do?customerID=AWA) This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. # Resources for You Look no further. Here is everyone you may want to reach. Compared to power generation ## The ARM Industry is Heavily Regulated Well, that's an exaggeration, but it feels that way sometimes. Consumers may rest easy knowing agencies that recover debts on behalf of creditors are subject to multiple regulatory entities from all levels of government. These regulatory guidelines have made interactions with responsible parties well structured with clear guidance on how information is to be presented and what consumer rights entail. 0 Registrations & Licenses Federal, State, County, you name it. AWA has a certificate of operation or approval from everyone. Lawyers keep track of most of it. 0 Attestations of Compliance Processes, Infrastructure, Policies, Connections, Partners, everything that touches a consumer's data is certified by a third party. # Resources ![Know-My-Debt-Logo-white background](https://adlerwallach.com/hubfs/Know-My-Debt-Logo-white%20background.jpg) #### [Know My Debt](https://www.knowmydebt.com/) An advocacy and education project from the members of ACA International, The Association of Credit and Collection Professionals. [Website](https://www.knowmydebt.com/) ![cfpb](https://adlerwallach.com/hubfs/cfpb.png) #### [CFPB](https://www.consumerfinance.gov/) The Consumer Financial Protection Bureau empowers consumers to take more control over their economic lives [Website](https://www.consumerfinance.gov/) ![US Bankrupcy Court_white background](https://adlerwallach.com/hubfs/US%20Bankrupcy%20Court_white%20background.jpg) #### [United States Bankruptcy Court](https://www.uscourts.gov/) This will direct you to the applicable language of the US Bankruptcy Code citing debts exempt from bankruptcy filings. Chapter 5 sec 523(a)(7) [Website](https://www.uscourts.gov/) ![FTC logo_white background](https://adlerwallach.com/hubfs/FTC%20logo_white%20background.jpg) #### [Federal Trade Commission](https://www.ftc.gov/) Collection Agencies are chiefly governed by the Fair Debt Collection Practices Act (FDCPA). [Website](https://www.ftc.gov/) ![logo_larger white background](https://adlerwallach.com/hs-fs/hubfs/logo_larger%20white%20background.jpg?width=648&height=494&name=logo_larger%20white%20background.jpg) #### [State of California](https://www.ca.gov/) AWA's main office of operation is based in California [Website](https://www.ca.gov/) ![TN logo white background](https://adlerwallach.com/hubfs/TN%20logo%20white%20background.jpg) #### [State of Tennessee](https://www.tn.gov/) AWA's Client Services office is located in Tennessee [Website](https://www.tn.gov/) ![AWA Logo_Adler Wallach & Associates, Inc.](https://adlerwallach.com/hubfs/AWA%20Logo_white%20rounded%20background-1.png) **AWA is a licensed and bonded national collection agency, privately owned and operated since 1991 out of beautiful Southern California.** - [About Us](https://adlerwallach.com/about-us) - [Our Technology](https://adlerwallach.com/awa-technology) - [Our Philosophy](https://adlerwallach.com/awa-philosophy) - [FAQ](https://adlerwallach.com/faq) - [Resources](https://adlerwallach.com/resources) - [Informational Content](https://adlerwallach.com/resources) - [Privacy Policy](https://adlerwallach.com/privacy-policy) - [State Disclosures](https://adlerwallach.com/state-disclosures) - [E-Sign](https://adlerwallach.com/e-sign) - [EFTA / Reg E](https://adlerwallach.com/reg-e) - Contact Us - [Consumers](https://adlerwallach.com/consumer-contact-awa) - [Clients](https://adlerwallach.com/clients-contact-awa) - [Prospective Clients](https://adlerwallach.com/awa-prospective-clients)   This communication is from a debt collector. This is an attempt to collect a debt. Any information obtained will be used for that purpose.   Nevada licensing: Compliance Manager License CM10817, NMLS# 1000121 Allan Adler  |  AWA NMLS# 988275  |  Collection Agency License CAD11890   Message and data rates may apply. Message frequency will vary. To opt-out at any time, reply STOP to any message we send. © 2026 All rights reserved. Developed by [GiantFocal](https://www.giantfocal.com)