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Compared to power generation

The ARM Industry is Heavily Regulated

Well, that's an exaggeration, but it feels that way sometimes. Consumers may rest easy knowing agencies that recover debts on behalf of creditors are subject to multiple regulatory entities from all levels of government.

These regulatory guidelines have made interactions with responsible parties well structured with clear guidance on how information is to be presented and what consumer rights entail.

Know My Debt

An advocacy and education project from the members of ACA International, The Association of Credit and Collection Professionals.

CFPB

The Consumer Financial Protection Bureau empowers consumers to take more control over their economic lives

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United States Bankruptcy Court

This will direct you to the applicable language of the US Bankruptcy Code citing debts exempt from bankruptcy ﬁlings. Chapter 5 sec 523(a)(7)

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Federal Trade Commission

Collection Agencies are chiefly governed by the Fair Debt Collection Practices Act (FDCPA).

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State of California

AWA's main office of operation is based in California

State of Tennessee

AWA's Client Services office is located in Tennessee